Terms of Service
Last updated: January 1, 2025
Important Disclaimer
KTrust Compass is an educational financial wellness platform. All scores, insights, recommendations, and AI responses are educational tools only and are not personalized financial, legal, tax, or investment advice. Always consult a qualified financial professional before making financial decisions.
1. Acceptance of Terms
By accessing or using KTrust Compass, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our platform.
2. Educational Purpose Only
KTrust Compass is designed exclusively for educational and informational purposes. The Compass Score, category scores, AI guidance, and all content on this platform are educational tools. Nothing on this platform constitutes personalized financial, legal, tax, investment, or professional advice of any kind.
You should consult with a qualified financial advisor, attorney, tax professional, or other appropriate expert before making any financial or legal decisions.
3. User Accounts
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to provide accurate information and to keep your information up to date.
4. Subscription Plans
KTrust Compass offers free and paid subscription plans. Paid subscriptions are billed in advance on a monthly or annual basis. You may cancel your subscription at any time. Refunds are subject to our refund policy.
5. No Warranty
KTrust Compass is provided "as is" without warranties of any kind. We do not guarantee the accuracy, completeness, or usefulness of any information on the platform. The Compass Score and all recommendations are educational estimates and should not be relied upon as financial decisions.
6. Limitation of Liability
KTrust Financial Group and KTrust Compass shall not be liable for any financial losses, damages, or harm arising from your use of or reliance on information provided by this platform.
7. Prohibited Use
You agree not to use KTrust Compass for any unlawful purpose, to scrape or reproduce our content without permission, or to interfere with the platform's operation.
8. Changes to Terms
We reserve the right to update these Terms of Service at any time. Continued use of the platform after changes constitutes acceptance of the revised terms.
9. Contact
For questions about these Terms of Service, please contact KTrust Financial Group.